by Russ Wiles - Jan. 1, 2012 12:00 AM The Arizona Republic
Ring out the old. Ring in the new.
Plenty of changes will affect Americans on the personal-finance front in 2012. Here are some important developments likely coming this year:
Tax benefits in jeopardy.
It's always treacherous to write about income-tax changes as one year ends and another begins because Congress has shown a tendency to make last-minute fixes. But as 2011 ended, a number of individual-tax provisions were set to expire for future years.
More 401(k) transparency.
A new rule set to begin in April requires companies that sponsor workplace 401(k) retirement plans to disclose fees on statements sent to workers, though the information might not begin showing up until later in the year, depending on the company, and could be difficult for employees to interpret.